63% of HNW >65 own a policy | $1 trillion in force | 5% annual lapse rate | 20,000 policies | $50 billion net death benefits | $8 billion potential proceeds 

Deliver service wins and grow AUM by enabling your older clients to confidently engage the institutional market for surplus, in-force life insurance, selling those wasting assets for as much as 60% of face value and a significant premium to surrender value.

With 1908 Advisors assisting you, at a 30% greater net proceeds to sellers than with brokers and 5x individual buyers.

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What we do

Regulated Market
45 states. Bid/Ask.
​Statutory contracts.

Quality Counterparties
Top-tier institutional capital
Private equity, pensions

Experienced Counsel
10 yrs market experience Hundreds MM's $'s to sellers

Fair, Standard Fee
7.5% of proceeds
​vs. 30%+ w/ brokers

Fast Process
Direct to buyers
75 days to complete