With extensive industry experience - having spent seven years as buyers with a large private equity-backed buyer of life settlements before we started this business - and a philosophy of transparency and abundance, not opacity and scarcity, we designed a price discovery process that is materially different from and substantially better than the badly flawed incumbent channel of life settlement brokers. Since 2016, our approach has combined the benefits of competition among multiple credible buyers (and an inherently smarter auction process) with the efficiency and transparency benefits of direct engagement between you and those buyers (actually, with their regulated market partners, the Providers). We are not a broker, but rather an advisor to fiduciaries and fiduciary-minded wealth advisors and life insurance producers, enabling you to engage, on your client's behalf, a universe of the top institutional buyers of in-force life insurance. Our clients are,  exclusively, accredited financial advisors who, in the process of doing estate and financial planning work for their clients, need to know the value of unwanted and surplus life insurance. We deliver you, the trusted wealth and insurance advisor to your clients, the most transparent, efficient, and effective price discovery, with actionable bids in less than 10 days (vs. 45 - 60 with brokers) and for a service fee 1/4 of the commission that brokers charge, ensuring net proceeds for your client that are at least 40% higher than any other means to engage the market.